示例问题：
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(1) Gov't 會退稅 is when you income is under $__________???; d+ }; \) v. A6 P6 u
/ k, q/ M% ?$ G4 ~& p; MOnly if you paid tax, which means at least you have T4, and your deduction is over your income.
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(2) Income 高於 問題(1) 會被扣how much tax? 我知道是有level限制的~例如 income 是 2W, 扣幾多﹖3W? 4W? 5W? 10W 又是要被gov't 扣幾多呢﹖
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2 C7 a. N- O2 _+ V# h5 G. y- xThere are two parts for this issue, for year 2007:' m8 [+ ^* w' {% x( ~! x( ~) k# F
1.Provincial tax, if your Taxable Income is $35,488 or less, it is about 6.05%.5 _) m7 s8 o: W9 D
if your Taxable Income is more than $35,488 and less than $70976, it is about 9.15%.4 a( D7 P& s$ _' X, V# O
if your Taxable Income is more than $70976, it is about 11.16%.
8 z# v$ x: | L7 Q3 S) S2. FED tax, if your Taxable Income is $37,178 or less, it is about 15%.
2 u, e/ @% {5 p if your Taxable Income is more than $37,178 and less than $74357, it is about 22%.% S* f1 l) m3 G0 p5 `
if your Taxable Income is more than $74,357 and less than $120,887, it is about 26%. b+ [8 k+ M* N/ \4 u
if your Taxable Income is more than $120,887, it is about 29%.
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) J, L) c* J( d& a$ `( u% n6 TAs you can see, your total tax bracket is a total of Ontario and FED Tax. ! d/ H7 d: }0 \( p- q7 D
Beware that the "Taxable Income" in this case means the number from Line 260, and it is the income after all your deductions( such as, RRSP, RSP, UCCB, Child care expenses, etc.)
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(3) 被扣除的tax from your payroll (CPP + EI) 會有多少%的退稅 i'll be receiving at the end of the year呢﹖
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The total income tax withheld by your employer will indicate in your Paysub, as well as in your T4. 8 ^6 K. A2 v" h( v! A* V6 h6 a
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To estimate either if you have to pay more tax to CRA or you will get a refund, refer to the calculation on Question 2. 1 z% }/ A0 X, a& N9 D
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(4) 除了RRSP, OSAP interest 有甚麼是可以tax deduct的話呢﹖
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- m# h% B# S& M$ C% m) R! wYes, your RRSP can be treated as a deduction. Student loan interest will be treated as tax credit. . z; X/ K; X' k" F
$ Q; ~3 R8 N8 @5 v: ~Tax deduction includes:
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RRSP7 O" |- A& G% O; q6 x
Union dues, professional fees
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Moving expense (over 40km in Canada),
- x. S6 L1 N* e6 I# CBusiness investment expenses
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Tax credits includes:
* U% h4 `. U: ^0 P# ^3 FBasic personal amount $9600 (year 2007).2 `; T [9 c- ~
Spouse amount, MAX: $51773 C' ?3 b* @) P8 ^% v8 E
CPP contributions7 i" D: \4 |; ?5 v
EI contributions
4 y8 q) j" u4 D5 m& nPublic Transit ( EX: TTC Pass)% P0 c- d/ k3 C2 j- \
Tuition3 M, Y3 H' D7 H6 O+ \) `
Medical Expense1 I* V/ f3 C0 g K' ?9 I
Donations
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0 c0 m; n, S$ c: v5 i(5) 人壽保險~汽車保險~Financed 汽車~OSAP~....那些expenses 可以申報嗎﹖
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Life insurence, car insurence, and lease payment for the car can not treated as expense in personal tax claim.. }$ W) s2 g4 L
However, you can use OSAP interest as a tax credit.
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; g7 x# ^, t$ o1 H9 l[ 本帖最后由 奥巴马 于 2008-4-28 07:41 编辑 ]
